If you’re like most people, there are certain items you own that you can’t imagine ever losing; possessions you deeply cherish or those that would be impossible to replace.
While your homeowners insurance is invaluable for covering the loss or destruction of many of your belongings (as well as damage to your home’s structure), your policy might only provide partial coverage for your most cherished items.
The good news is that you can still protect the things that matter most to you with a scheduled personal property endorsement that is tailored to meet your specific needs.
At Absolute Insurance, we can help you determine if a scheduled personal property endorsement would be a good fit for you. The first step begins by looking around your home and making a list of your cherished possessions. Be sure to consider the following:
- Jewelry
- Antiques
- Art
- Collections
- Musical instruments
- Silverware/China
- Autographed items
- Firearms
- Rare or one-of-a-kind items
Once you have taken an inventory, the next step is to contact us. We are always here to help you determine whether your prized possessions need more coverage than your current policy provides. Keep in mind that it is wise to complete an inventory of your possessions every year to ensure you have noted all belongings should a loss occur.